Nationwide Defender® annuity

What is a registered index-linked annuity?

A registered index-linked annuity (RILA) offers growth potential based on index strategies that track market performance, but you are not directly invested in the market.

Growth potential while limiting downside risk

When compared to other annuities, a RILA offers growth potential with the protection against downside investors want.
What is a RILA

Key advantages of a RILA

Opportunity for growth1

The annuity has the potential to grow based on the performance of an index or indexes that you select.

A level of protection from market downturns1

The money placed into the annuity will be partially protected from market downturns based on the level of protection selected.

Tax advantages

The value of the annuity grows tax free, so taxes on any growth won't be owed until a withdrawal is made.

There are 2 types of RILAs which can help protect against loss:

Buffer RILA protects against index losses up to the buffer percentage and you assume losses beyond that point.
Floor RILA protects against index losses once they reach the floor percentage; but you assume losses up to that point.

Want to see how the Nationwide Defender® Annuity would perform in different scenarios?

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Questions? We're here to help.

Call the Nationwide Annuity Solutions Center at 1-800-321-6064 or visit our FAQs to learn more.

1

The contract may gain or lose value before the end of the strategy term. Downside protection and growth potential are not fully realized until the end of the strategy term. As a result, you may experience a loss even if negative index performance is within the buffer percentage or protection level during a strategy term.